Privacy Policy for MoneyZo

Effective Date: July 2026

At MoneyZo, we prioritize your privacy and are committed to protecting your personal information. This Privacy Policy outlines how our app collects, uses, and safeguards your data.

1. Information We Collect

MoneyZo is designed to work primarily offline and stores your financial data (transactions, accounts, budgets, and categories) securely on your device's local database. We do not transmit your transaction data to our servers.

2. Permissions We Request

• Notification Access (BIND_NOTIFICATION_LISTENER_SERVICE): We require this permission to power our "Auto-Track" feature. It allows the app to read notifications from your payment and banking apps to automatically identify and log transactions as "pending". We do not store or transmit non-financial notifications, and all processing is done locally on your device.
• Alarms and Reminders (SCHEDULE_EXACT_ALARM): Used strictly to provide you with daily reminders to log your expenses.

3. Third-Party Services (AdMob)

To keep the app free, we use Google AdMob to display advertisements. AdMob may collect and use data (such as advertising IDs and location data) to serve personalized ads based on your interests. For more information on how Google uses this data, please review the Google Privacy & Terms.

4. Data Security

Your financial data remains strictly on your device. If you uninstall the app or clear its data, your local records will be permanently deleted. We do not have access to your personal financial records.

5. Changes to This Privacy Policy

We may update our Privacy Policy occasionally. Any changes will be posted on this page with an updated "Effective Date".

6. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at: darshankj129@gmail.com.